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Today's Featured Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.406%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.518%  0.000%

Personalized Quote

Quick Quote

Quick Quote

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Applying online is as easy as 1-2-3 and takes as little as 20 minutes.

  1. Apply Now to complete the online application.
  2. Once you have completed the application, click submit and your information will be reviewed for approval.
  3. An Athens Federal Community Bank Loan Officer will follow up to complete the process.

Our goal is to provide the highest level of service at competitive rates. Need help? Our Loan Officers are only a phone call away - 423-745-1111.

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Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan?


Use our mortgage calculators to help you make the right decision.